Okay after doing some research into tax credits in the UK .. I proposed to my law abiding husband that I divorce him...

Keep the house we live in.. claim benefits..and child tax credit..

while he buys me a house in the kids school catchment area.. I figured I could come close to saving an extra 1,000 a month..

but my husband didn't go for it.. He said he's too law abiding..He's a doctor and they need to be trustworthy people.. and besides he doesn't like the idea of divorce anyway.. I'm trapped and their is no way out LOL>>>

Then we were talking this morning.. a neighbor of my mother in law drives a mercedes and lives in a house identical to hers.. about £450,000 close to a million us dollars.. and he is a decorator..
He told my husband he has a family run company.. and doesn't report the majority of his taxes.. and gave my hubby a wink..

Pissed me off when the other day the plumber came and wanted to charge me 300-400 to install a new combination boiler in the same place as the old one.. My husband doesn't even make that much as a doctor for 1 day in this country.. Plus the plumber won't report all of his income to the tax man this year..

I was reading a very reliable book that said the max a plumber should cost to install a new boiler is £250 for a days work.

I vote for a system that all work undertaken on a persons home in the UK should be reported.. and the cost of such work. That way construction industries cannot charge consumers extortionate rates and still get away with taxes.

I am currently looking into any plumbing courses I could take myself.. and start fixing up my own house..

1,300 is just too much money when your trying to save. And I am not allowed to commit fraud ;(.. so I don't think anyone else should too.